Terms of Service

USA Plans – Terms of Service, Privacy Policy &
California Consumer Rights Notice
TERMS OF SERVICE
Effective Date: Current as posted
Website: https://usaplans.org
Company: USA Plans Biz (Texas-formed company with a business address in Nevada)
Address: 52 West Virgin Street #7467, Bunkerville, NV 89007
Phone: (702) 546-9153
Email: [email protected]

  1. Acceptance of Terms
    By accessing or using this website, tools, content, memberships, or services, you agree to be
    bound by these Terms of Service. If you do not agree, do not use the Services. These Terms
    apply to users in the United States and internationally, to the extent permitted by applicable law.
  2. Description of Services
    USA Plans Biz operates the website USAPlans.org, providing educational content, business
    planning tools, checklists, guides, quizzes, interactive forms, affiliate recommendations,
    advertising, and paid memberships. Content is informational only and does not guarantee
    outcomes, approvals, or compliance.
  3. No Professional Advice
    USA Plans Biz does not provide legal, tax, accounting, financial, or professional advice. Use of the
    Services does not create any professional or fiduciary relationship. Users are responsible for their
    decisions and should consult licensed professionals.
  4. Eligibility
    Users must be at least 18 years old and legally capable of entering a binding agreement.
  5. Acceptable Use
    Users agree not to misuse the Services, attempt unauthorized access, scrape, reverse-engineer,
    interfere with operations, or violate applicable laws.
  6. Accounts and Memberships
    Paid memberships may be offered. Fees are billed on a recurring basis unless canceled. Unless
    otherwise stated, fees are non-refundable. USA Plans Biz may change features, pricing, or access
    levels at any time.
  7. Affiliate Disclosure
    USA Plans Biz earns revenue from affiliate links, referrals, advertising, and memberships. Affiliate
    links may generate commissions at no additional cost to users. Third-party services are not
    controlled by USA Plans Biz.
  8. Intellectual Property
    All original content and tools are owned by USA Plans Biz or licensors and protected by law.
    Unauthorized copying, resale, or redistribution is prohibited.
  9. Disclaimers
    Services are provided “as is” and “as available” without warranties of any kind. Accuracy,
    completeness, and reliability are not guaranteed.
  10. Limitation of Liability
    To the maximum extent permitted by law, USA Plans Biz is not liable for indirect, incidental,
    consequential, or punitive damages. Total liability will not exceed the greater of $100 or amounts
    paid in the prior 12 months.
  11. Indemnification
    Users agree to indemnify and hold harmless USA Plans Biz from claims arising from misuse of the
    Services or violation of these Terms.
  12. Termination
    USA Plans Biz may suspend or terminate access at its discretion. Certain provisions survive
    termination.
  13. Governing Law & Arbitration
    These Terms are governed by the laws of the State of Texas. Disputes will be resolved through
    binding arbitration administered by the American Arbitration Association (AAA) on an individual
    basis, with limited exceptions for small claims and intellectual property matters.
    PRIVACY POLICY
    USA Plans Biz respects your privacy and explains how information is collected, used, and
    protected when you use USAPlans.org.
    Information Collected
    Information may include name, email, account details, billing data (processed by third parties),
    form responses, IP address, device data, cookies, and usage analytics.
    Use of Information
    Information is used to operate services, manage memberships, process payments, send
    communications, improve offerings, perform analytics, and comply with legal obligations.
    Cookies & Tracking
    Cookies and similar technologies are used for functionality, analytics, and affiliate tracking. Users
    may disable cookies via browser settings.
    Third-Party Services
    Payments and affiliate tracking are handled by third parties under their own privacy policies. USA
    Plans Biz does not sell personal information.
    Email Communications
    Users may receive service or marketing emails and may unsubscribe at any time.
    Data Security & Retention
    Reasonable safeguards are used, but no system is completely secure. Data is retained only as
    long as necessary or legally required.
    Children
    Services are not intended for individuals under 18 years old.
    Contact
    Questions about privacy may be sent to [email protected].
  14. CALIFORNIA CONSUMER RIGHTS NOTICE
    If you are a California resident, you may have rights under the California Consumer Privacy Act
    (CCPA), as amended by the California Privacy Rights Act (CPRA). These rights may include
    requesting access, correction, or deletion of personal information, and opting out of the sale or
    sharing of personal information, where applicable.
    USA Plans Biz does not sell personal information in the traditional sense. Information may be
    shared with service providers solely to operate the website and services.
    California residents may exercise their rights by contacting:
    Email: [email protected]
    Phone: (702) 546-9153
    This notice applies only to California residents and does not alter the governing law provision of
    the Terms of Service.
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